:root{
  --bg:#f7f9fc;--card:#fff;--text:#101828;--muted:#667085;--primary:#2457e6;
  --primary2:#173ea5;--line:#e4e7ec;--soft:#eef4ff;--ok:#087443;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.55}
a{color:inherit;text-decoration:none}
.top{background:#101828;color:#fff;text-align:center;padding:7px 14px;font-size:13px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{max-width:1160px;margin:auto;padding:13px 20px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{font-size:25px;font-weight:900;letter-spacing:-1px}.logo span{color:var(--primary)}
.navlinks{display:flex;gap:18px;font-size:14px;color:#475467}
main{max-width:1160px;margin:auto;padding:0 20px 48px}
.hero{text-align:center;padding:58px 0 30px}
.hero.smallhero{padding:38px 0 18px;text-align:left}
.badge{display:inline-block;background:var(--soft);color:var(--primary2);font-size:12px;font-weight:800;border-radius:99px;padding:7px 11px}
h1{font-size:46px;line-height:1.06;letter-spacing:-1.8px;margin:14px 0 12px}
.smallhero h1{font-size:38px}
.hero p{max-width:750px;margin:0 auto;color:var(--muted);font-size:18px}
.smallhero p{margin:0;max-width:790px}
.search{max-width:720px;margin:24px auto 0;background:#fff;border:1px solid var(--line);padding:7px;border-radius:14px;display:flex;box-shadow:0 10px 26px rgba(16,24,40,.07)}
.search input{border:0;outline:0;flex:1;padding:12px;font-size:16px}
.search button,.btn{border:0;background:var(--primary);color:#fff;border-radius:10px;padding:12px 18px;font-weight:800;cursor:pointer}
.section{padding:24px 0}.section h2{font-size:29px;letter-spacing:-.7px;margin:0 0 4px}.sub{color:var(--muted);margin:0 0 18px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:19px;box-shadow:0 5px 16px rgba(16,24,40,.035);transition:.15s}
.card:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(16,24,40,.08)}
.icon{font-size:27px}.card h3{margin:9px 0 5px;font-size:17px}.card p{margin:0;color:var(--muted);font-size:14px}
.tool{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 7px 22px rgba(16,24,40,.04)}
.tool h2,.tool h3{margin-top:0}
.row{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}
.row.two{grid-template-columns:repeat(2,1fr)}
label{font-size:13px;font-weight:800;color:#475467}
input,select,textarea{width:100%;margin-top:6px;padding:12px;border:1px solid #d0d5dd;border-radius:10px;font-size:15px;background:white}
.result{margin-top:15px;background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:16px}
.result strong{font-size:21px;color:var(--primary2)}
.breakdown{margin-top:10px;color:#475467;font-size:14px}
.note{background:#fffaeb;border:1px solid #fedf89;border-radius:12px;padding:14px;color:#7a2e0e;font-size:13px;margin-top:14px}
.info{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;margin-top:20px}
.info h2{font-size:24px;margin-top:0}.info h3{margin-bottom:6px}.info p,.info li{color:#475467}
.breadcrumb{font-size:13px;color:#667085;padding-top:18px}
.ad{margin:22px 0;background:#fff;border:1px dashed #cbd5e1;border-radius:13px;text-align:center;padding:22px;color:#98a2b3}
.pill{display:inline-block;font-size:12px;background:#ecfdf3;color:var(--ok);padding:5px 9px;border-radius:99px;font-weight:800}
footer{background:#101828;color:#cbd5e1;padding:34px 20px;margin-top:36px}
.foot{max-width:1160px;margin:auto;display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.small{font-size:12px;color:#98a2b3}
@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}.row{grid-template-columns:1fr 1fr}.navlinks{display:none}h1{font-size:38px}}
@media(max-width:560px){.grid,.row,.row.two{grid-template-columns:1fr}h1,.smallhero h1{font-size:31px}.hero{padding-top:38px}.search button{padding:10px}}